1 in 4
submissions arrive at the carrier incomplete — missing loss runs, driver schedules, or supplementals. The carrier declines or requotes. The producer starts over.
Industry benchmark · CogniSure analysis
Built by the industry, for the industryA workbench that runs the placementwhile the broker runs
A workbench that runs the placementwhile the broker runs
the relationship.
Built for two things — writing more accounts per producer, and defending every renewal.
ACCT · 2026-CS-0418 PECO WORKING
Midwest Logistics, Inc.
Loss ratio
62.4%
FMCSA ISS
76 / Continue
Markets
5 appetite-matched
Quotes
3 received
Stewardship
Auto-generated
COIs
14 active
SOURCE · CONFIDENCE · AUDIT TRAIL LIVE
3 wks → 3 days
Cycle timeFirst to quote wins the account.
30% → 48%
Hit ratioRight market. Right submission.
5× capacity
Accounts per producerSame team. Five times the book.
The brokerages that deliver first,
win the account.
Submissions get rejected. Producers waste hours on ops. Carriers prioritise complete, accurate submissions.
40%
of every placement dollar goes to administrative work — not client relationships, not market strategy, not production.
McKinsey, 2022
No Single View
Ten systems. No single view of the placement. The ACORD is in the AMS. Loss runs are in email. Market appetite is in someone’s head. Carrier status is in a spreadsheet. No system connects them.
Incomplete Submissions
Submissions arrive incomplete. Markets never see the full picture. Critical information is scattered across emails, attachments, loss runs, schedules, and supplemental forms. Producers spend valuable time chasing missing information before a submission is even market-ready.
Producers on Admin Tasks
Selling time is lost to administrative work. Producers spend hours gathering documents, checking carrier appetite, updating systems, and preparing submissions instead of building relationships and winning new business.
Renewals at Risk
Renewals start from memory, not evidence. No continuous data. No stewardship report. No loss trend analysis. The renewal conversation opens with a request for documents instead of actionable insights.
By the time the producer sits down,
the placement is already staged.
Submissions read. Data extracted. Third-party sources pulled. Markets identified. Gaps chased. The producer opens to a prioritised queue and a complete file.
A prioritised view of the book — not an inbox of email.
Active accounts ranked by renewal date and revenue. SLA tracking from day one. Recent activity, carrier responses, and gap status for every placement.
✓
Files gathered overnight
Every document read, every third-party source pulled, every gap flagged.
✓
Queue ranked by priority
Senior producers land on the file that matters — not on finding it.
AccountRenewalGWPSLAStatus
Midwest Logistics
Apr 15
$1.2M
Peco working
Pacific Freight Corp
Apr 22
$840K
2 docs missing
Summit Builders LLC
May 1
$620K
3 quotes in
Delta Transport Inc
May 8
$1.8M
Decision ready
Greenfield Properties
May 15
$480K
Peco working
DocumentsLoss HistoryMarketsComplianceActivity
Named Insured
Midwest Logistics, Inc.
99% ACORD 125 · Page 1
DOT Number
1234567
99% FMCSA · Live pull
Power Units
142
97% Schedule · Cross-ref’d
Loss Ratio (3yr)
58.2%
99% 3 carriers · Normalised
ISS Score
76 / Continue
LIVE FMCSA · Today
CDL Drivers
47 · 2 flagged
MVR 2 exceed ISS 85
Inside an active account — everything in one place.
Every document, every data point, every carrier interaction — on one screen. The producer sees the full picture before they make a call.
✓
5,000+ data points per submission
Every field from every document — normalised, cross-referenced, auditable.
✓
99%+ extraction accuracy
Deterministic extraction. Source and confidence on every field.
A Complete Placement
Every document type, every third-party source, every enrichment — assembled into a single submission record the carrier can act on immediately.
Foundation
The layers every workflow above this one is built on. Extraction, data, rules, compliance — built once, inherited by every broker.
Extraction Layer
Every form known.
Purpose-built algorithms read every placement artefact — however messy the source.
1,000+ algorithms · all LOBsACORDs · SOVs · Loss Runs · all versionsSchedules · Supplementals · EmailsCarrier-specific forms · pre-mapped
Data Layer
One version of the truth.
Normalised, enriched and source-tracked across every line the firm places.
5,000+ normalised data elementsAuto · Property · GL · WCInland Marine · Excess CasualtySource + confidence on every field
Rules Layer
Your firm, your way.
Placement logic configured to how your firm works — without engineering tickets.
Readiness rules · per carrier, per lineAppetite logic · risk weightsTAT benchmarks · data-drivenCompleteness checks · pre-wired
Compliance Layer
Defensible on demand.
Every action logged. Every decision explainable. Every audit effortless.
OFAC · NICB · daily rescreenFull audit trail · every actionHITL gates · on by defaultRow-level security · firm-isolated
The placement intelligence no one else has.
Every flow mapped. Every form known. Every outcome traceable.
And agents that make it entirely yours.
Peco
The Placement Engineer
ACTIVE
STEP 1 · INTAKE & ANALYSIS
AMS sync · email · portal · API · FTP
—
Classifier: ACORD, SOV, loss run, schedule
—
Field extraction · source + confidence
—
Completeness check · gap email sent
—
FMCSA · CAB · OSHA · MVR · OFAC pull
—
Account 360 assembled · file staged
—
Ask Peco
MIDWEST LOGISTICS · CLICK A QUESTION BELOW
Select a question below to see Peco in action.
SUGGESTED QUESTIONS
Peco Engineers the Placement
Four specialised agents let producers analyse, match, verify, and submit — specific capability, on demand, in the language of the account.
Illuminate
Risk · Illuminated
See the risk the way a senior underwriter sees it — before the market does. Exposure breakdown, loss trends, telematics narrative. What the data means.
Orchestrate
Markets · Mapped
Know exactly which markets to approach, in what order, and why. Carrier landscape — appetite-fit, capacity, your panel bind history. The placement picture.
Engage
Diffs · Found
Read every quote, binder, and policy the way your most senior E&O-conscious broker would. Coverage gaps, endorsement anomalies, schedule mismatches. Before the client is bound.
Integrate
One-Click · Submission
Submit to any carrier portal the way your most patient submissions clerk would — no matter the template, file type, or field layout. 2,500+ formats supported, one click out. Before the deadline hits.
See it working — on your book.
Walk through a live example and see how Peco drives cleaner, faster, more confident placements.
Placement so fast, your producers never miss a renewal.
Before & After CogniSure
Hit ratio up 18 points. Cycle time down 90%. For a brokerage writing $150M GWP — that combination is worth millions annually in preserved and new premium.
Capacity
5×
Accounts per producer. Same team. Five times the placements. Automation handles what assistants spent their days doing.
Retention
+3%
Renewal retention improvement. Every renewal starts from evidence, not memory. Stewardship reports auto-generated. Clients feel the difference.
Every renewal starts from a complete picture.
For a large brokerage, retention is where margin lives. Every account, certificate, endorsement, and stewardship conversation lives in the workbench — continuously enriched since the last bind. The renewal starts from evidence. Not from memory.
Renewal retention uplift
+3% = $4.5M
in preserved GWP on a $150M book. Without writing a single new account.
Illustrative · model your own book at cognisure.ai
BIND
Account record created. All data captured.
ENRICH
Telematics, FMCSA, claims — continuous pull.
STEWARDSHIP
Reports built from live data. No deck rebuild.
RENEWAL
Starts from evidence. Not from memory.
BIND AGAIN
Same record. No rebuild. Full continuity.
Purpose-built for commercial lines.
Every line has its own document types, its own data sources, its own carrier formats. The workbench handles each one natively — not generically.
Transportation 360
The deepest trucking placement intelligence in the market.
Know MoreFMCSA ISS scores. DOT safety data. Driver MVRs. Telematics feeds. CAB authority verification. Fleet schedules cross-referenced against loss runs. Every data point a trucking underwriter needs — assembled before the submission reaches them.
FMCSA ISSDOT safetyDriver MVRsTelematicsCAB authority
Extracted signals · sample
Fleet size38 units
MVR severity3 major
Loss frequency↑ 3-yr
Authority verifiedactive
It is the dawn of a new era of placement.
The brokers who move now won’t just be faster. They’ll submit first, with a complete file, to the right market. Don’t miss the siren call of AI.