Last Updated: April 28, 2020
CogniSure is committed to protecting the privacy of its Users whose information is collected and stored while using CogniSure’s Platform through our Website.
2. WHAT INFORMATION DO WE COLLECT?
When you register to use our Website or Platform, we collect personal information (also referred to as personally identifiable information or “PII”) which may include your name, online contact information such as your email address or username, phone number, organization, and other personal information. The information so collected will be stored on our servers. Users can change their personal information via email by contacting us at firstname.lastname@example.org or through their profile or account settings on our Website or Platform. We collect the following information when you register on our Platform:
a. Account Information. When you register to use our Platform or when you create an account, we will collect your personal information.
3. HOW DO WE COLLECT INFORMATION?
We collect personal information from you in the following ways:
a. At registration on our Website or Platform; and
b. When Users provide us with insurance-related documents, which our Platform will extract data from and then provide structured data back to the Users.
4. HOW DO WE USE YOUR INFORMATION?
We use the information that you provide to:
a. Present our Website and Platform and their contents to Users;
b. Notify Users about changes to our Website and Platform and any products or services;
c. Allow Users to participate in interactive features on our Website and Platform;
d. Improve the Website and Platform;
e. Improve our customer service;
f. Anonymize data and aggregate data for monitoring trends, creating benchmarks to enhance our services, and developing additional services; and
g. Send User periodic emails, by the CAN-SPAM Act of 2003 as detailed in Section 11, via the email address provided by User to (i) send information, respond to inquiries, and/or other requests or questions; (ii) process orders and to send information and updates about orders; and (iii) send additional information related to User’s product and/or service.
6. HOW DO WE PROTECT INFORMATION WE COLLECT?
We require usernames and passwords for our employees who can access the personal information of Users that we store and/or process on our Platform and servers. In addition, we actively prevent third parties from accessing the personal information of Users that we store and/or process on our Platform and servers.
7. DATA SECURITY MEASURES.
a. Security Measures. We have implemented measures designed to secure your personal information from accidental loss and unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Website or Platform, you are responsible for keeping this password confidential. We ask you not to share your password with anyone. Unfortunately, the transmission of information via the Internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Website or Platform. Any transmission of personal information is at your own risk. We are not responsible for the circumvention of any privacy settings or security measures contained on our Website or Platform.
b. Fair Information Practice Principles. In the event of a personal data breach, we will notify the User within 48 hours via (i) email and/or (ii) our Platform notification system on our Website. We agree to the individual redress principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or a government agency to investigate and/or prosecute non-compliance by data processors.
8. DISCLOSURE OF PERSONAL INFORMATION
Disclosure of Personal Information.
a. We do not sell, trade, rent, or otherwise transfer personal information to others unless we provide you with advance notice. This does not include our hosting partners and other parties who assist us in operating our Website or Platform, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.
Other Disclosure of Personal Information.
9. YOUR CALIFORNIA PRIVACY RIGHTS
CogniSure does not sell, trade, or otherwise transfer to outside third parties your “Personal Information” as the term is defined under the California Civil Code Section § 1798.82(h). Additionally, California Civil Code Section § 1798.83 permits Users of our Website or Platform that are California residents to request certain information regarding our disclosure of their Personal Information to third parties for their direct marketing purposes. To make a request for such disclosure, or identification and/or deletion of Personal Information in all our systems that we store on you, please send an email to email@example.com or write us at CogniSure, Inc. 320 Winfield Rd, Suite 200, Warrenville, Illinois.
Note that (i) if we delete your Personal Information as requested, we will no longer be able to provide our services to you and (ii) we may need to keep such Personal Information for a while during the shutting down and billing process. If you would like to discuss our Personal Information storage and processing process with us, please send us an email at firstname.lastname@example.org or write us at CogniSure, Inc., 320 Winfield Rd, Suite 200, Warrenville, Illinois.
10. COPPA COMPLIANCE (FOR CHILDREN UNDER 13 USERS ONLY)
The Children’s Online Privacy Protection Act (“COPPA”) is a federal legislation that applies to entities that collect and store “Personal Information,” as the term is defined under COPPA, from children under the age of 13. We are committed to ensuring compliance with COPPA. Our Website and Platform are not meant for use by children under the age of 13. Our Website and Platform do not target children under the age of 13, but we do not age-screen or otherwise prevent the collection, use, and personal disclosure of persons identified as under 13. If you would like to know more about our practices and specifically our practices regarding COPPA compliance, please email us at email@example.com.
IF YOU ARE UNDER 13, PLEASE DO NOT ACCESS OR USE OUR WEBSITE OR PLATFORM.
11. CAN-SPAM ACT OF 2003
The CAN-SPAM Act establishes requirements for commercial messages, gives recipients the right to have businesses stop emailing them, and spells out penalties for violations. Per the CAN-SPAM Act, we will:
a. not use false or misleading subjects or email addresses;
b. identify the email message as an advertisement in some reasonable way;
c. include the physical address of CogniSure, Inc., which is 320 Winfield Rd, Suite 200, Warrenville, Illinois;
d. Monitor third-party email marketing services for compliance, if one is used;
e. honour opt-out/unsubscribe requests quickly, and
f. give an “opt-out” or “unsubscribe” option.
If you wish to opt out of email marketing, follow the instructions at the bottom of each email or contact us at firstname.lastname@example.org and we will promptly remove you from all future marketing correspondences.
12. TERRITORIAL RESTRICTION
If you have any questions regarding this Section, please email us at email@example.com.
14. LIST OF THIRD-PARTY SERVICE PROVIDERS
Additionally, if you have any questions or concerns about our third-party service providers, please email us at firstname.lastname@example.org.
15. COPYRIGHT INFRINGEMENT/DMCA NOTICE
If you believe that any content on our Website or Platform violates your copyright, and you wish to have the allegedly infringing material removed, the following information in the form of a written notification (under the Digital Millennium Copyright Act of 1998 (“DMCA Takedown Notice”)) must be provided to our Designated Copyright Agent.
● Your physical or electronic signature;
● Identification of the copyrighted work(s) that you claim to have been infringed;
● Identification of the material on our Website or Platform that you claim is infringing and that you request us to remove;
● Sufficient information to permit us to locate such material;
● Your address, telephone number, and email address;
● A statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and
● A statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.
CogniSure ’s Copyright Agent to receive DMCA Takedown Notices is CogniSure’s Operations Manager at email@example.com and at CogniSure, Inc. Attn: DMCA Notice, 320 Winfield Rd, Suite 200, Warrenville, Illinois. You acknowledge that for us to be authorized to take down any content, your DMCA Takedown Notice must comply with all the requirements of this Section. Please note that under 17 U.S.C. § 512(f), any misrepresentation of material fact (falsities) in a written notification automatically subjects the complaining party to liability for any damages, costs and attorney’s fees incurred by CogniSure in connection with the written notification and allegation of copyright infringement.
16. CONTACT US.
– Privacy Officer
– Email: firstname.lastname@example.org
– Address: CogniSure, Inc., 4320 Winfield Rd, Suite 200, Warrenville, Illinois